Ensure you’re lending to creditworthy customers with a Risk Intelligence solution that identifies legitimate vs. fraudulent applicants in seconds.
50% of fraudulent SMB loan applications include signals of first-party fraud. This means fintechs are approving customers who may attempt repayment, but have a significantly elevated risk of delinquency.
Fraud tactics are constantly evolving, making it nearly impossible to spot a fraudulent document or forgeries within a legitimate document, like adjustments to bank statement balances and transactions. With Inscribe, you’ll know with certainty if a document is fraudulent and why — all within seconds. Inscribe returns a trust score of 0 –100 based on the severity of fraud results and will highlight any fraudulent activity found, so you can protect yourself from bad approvals or inflated credit lines.
Not only can you use Inscribe to detect fraud, you can automate manual document reviews based on the trust score and other criteria defined by you. Automatically ‘accept’ or ‘reject’ applicants based on the severity of fraud results, and only send documents into manual review when needed. This not only saves 30 minutes per application, it helps avoid human error and the toll manual reviews can take on your team.
Regular monitoring of your existing customers’ financial health is essential to reducing credit losses. Inscribe’s safe and secure document collection portal makes it painless to gather bank statements on an ongoing basis. Easily customize the portal with your branding and messaging. Even set criteria to ensure the right documents are being uploaded and reviewed.
Customer expectations are higher than ever before. Don’t let manual reviews kill your competitive edge! Inscribe decreases the time from initial application to approval without increasing risk.
Collect any additional proof of identity or ownership documents during onboarding with Inscribe’s secure portal.
Understand if a document is fraudulent within seconds and know exactly what’s been altered.
Let Inscribe do the tedious work of classifying document types, parsing key details, and verifying names and addresses.
Underwrite faster and more frequently with bank statement insights that provide a holistic view of your applicant.
Auto-accept, auto-reject, or get notified when to manually review documents and make clear, fact-based decisions.